100 differences between middle class thinkers and world class thinkers.

Driven by the fear of loss and uncertainty of the future, the masses focus on how to protect and hoard their money. While world-class thinkers understand the importance of saving and investing, they direct their mental energy toward accumulating wealth through serving people and solving problems. When an economic correction occurs, the fear-based saver suffers catastrophic losses that may take years to recover. While world-class thinkers suffer similar losses, they quickly turn their attention to financial opportunities that present themselves in a society of suddenly terrified people.

How Rich People Think

HOW RICH PEOPLE THINK

Steve Siebold, author of "How Rich People Think," spent nearly three decades interviewing millionaires around the world to find out what separates them from everyone else.  "It had little to do with money itself," he told Business Insider. It was about their mentality.

How Rich People Think eBook

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  1. Middle class focuses on saving...World class focuses on earning
  2. Middle class thinks about money in linear terms…World class thinks about money in non-linear terms
  3. Middle class believes hard work creates wealth…World class believes leverage creates wealth
  4. Middle class believes money is the root of all evil…World class believes poverty is the root of all evil
  5. Middle class believes being rich is a privilege…World class believes being rich is a right
  6. Middle class believes money is complicated…World class believes money is simple
  7. Middle class believes rich people are crooks…World class believes rich people are ambitious
  8. Middle class believes building wealth is a solitary effort…World class believes building wealth is a team effort
  9. Middle class worries about money…World class dreams about money
  10. Middle class believes money is negative…World class believes money is positive
  11. Middle class believes rich people are shallow…World class believes rich people are strategic
  12. Middle class believes the road to riches is paved with formal education…World class believes the road to riches is paved with specific knowledge
  13. Middle class believes money is earned through labor…World class believes money is earned through thought
  14. Middle class worries about running out of money…World class thinks about how to make more money
  15. Middle class thinks about spending…World class thinks about investing
  16. Middle class sees money through the eyes of emotion…World class sees money through the eyes of logic
  17. Middle class underestimates the wealth building power of referral marketing…World class knows referral marketing creates millionaires
  18. Middle class focuses on pleasurable activities…World class focuses on money making activities
  19. Middle class sees money as a finite resource…World class sees money as an infinite resource
  20. Middle class earns money doing things they don’t like to do…World class gets rich doing what they love
  21. Middle class believes rich people are ruthless…World class believes rich people are generous
  22. Middle class has a lottery mentality…World class has an action mentality
  23. Middle class is waiting to be rescued from financial mediocrity…World class knows no one is coming to the rescue
  24. Middle class believes rich people are smarter…World class believes rich people are more savvy
  25. Middle class sees money as controlling…World class sees money as liberating
  26. Middle class believes money changes people…World class believes money reveals people
  27. Middle class believes in working for money…World class believes in working for fulfillment
  28. Middle class believes you have to do something to get rich…World class believes you have to be something to get rich
  29. Middle class plays it safe with money…World class takes calculated risks
  30. Middle class believes you have to have money to make money…World class believes in using other people’s money
  31. Middle class believes jobs are the safest way to earn money…World class believes outstanding performance is the safest way to earn money
  32. Middle class believes in financial scarcity…World class believes in financial abundance
  33. Middle class sees money as a weapon…World class sees money as a tool
  34. Middle class believes they aren’t worthy of great wealth…World class believes they deserve to be rich
  35. Middle class denies the importance of money…World class knows money is a critical component of life
  36. Middle class believes money is their enemy…World class believes money is their friend
  37. Middle class waits for their ship to come in…World class builds their own ship
  38. Middle class believes financial markets are driven by logic and strategy…World class believes financial markets are driven by emotion and greed
  39. Middle class believes money is about status…World class believes money is about freedom
  40. Middle class lives beyond their means…World class lives below their means
  41. Middle class equates money with stress…World class equates money with peace of mind
  42. Middle class thinks small…World class thinks big
  43. Middle class believes people are out to get them…World class believes the universe is conspiring to help them
  44. Middle class believes their thinking is unrelated to their net worth…World class knows thinking is the catalyst of all results
  45. Middle class experiences good fortune and can’t believe it…World class experiences good fortune and wonders what took so long
  46. Middle class believes the more money you earn the more stress you experience…World class believes the more money you earn the less stress you experience
  47. Middle class believes the more money you make the more problems you will have…World class believes the more money you make the fewer problems you will have
  48. Middle class believes the rich are obsessed with money…World class believes the rich are obsessed with success
  49. Middle class believes the rich are selfish and self-absorbed…World class believes the rich are selfish and self absorbed
  50. Middle class dreams of having enough money to retire…World class dreams of having enough money to impact the world